The pet insurance market has exploded! Dozens of pet insurance companies are popping up all over the web. When looking to provide health coverage for your pet, questions arise. Should I invest in pet insurance? How much will I really use it? Is it worth the financial investment? What is covered? No? What is my pet’s current health status and will that affect my rates? I have 4 dogs; that’s a lot of money for insurance every year! Does insurance only cover certain types of pets? Are there any other options to protect my pet? You may have already started the process of researching the various companies out there and if you haven’t thought about it yet, I guarantee you will now.
When choosing a pet insurance policy for your four-legged family member, there is a lot of research ahead. Every insurance company may not offer the exact same product for pet health care coverage, but the vast majority will be similar with their available plans and will only cover cats and dogs. They will sing songs about your coverage and the peace of mind it provides. The reality facing a pet owner is that the expensive quote they receive when they apply comes with many stipulations. The money spent each year to have comprehensive coverage for your pet seems to be wasted every time the insurance company reports that the pet’s health condition is pre-existing or a hereditary defect and will not be covered. In some cases, pet insurance companies will deny coverage because of the pet’s health records, which will be required when claims are filed. Common problems policyholders face are waiting weeks for a claim to be paid and not being sure how much of that claim will be paid based on an insurance company’s rate schedule. Policyholders also have to meet deductibles before claims are paid. Hoping that your rates don’t go up too much each year your pet ages, or that the insurance company doesn’t drop it entirely, doesn’t sound like much peace of mind! It becomes a frustration and a dead end that will cost more money.
The bottom line is that consumers want cost-effective options. Some feel that pet insurance is a trap. We’re certainly not saying it’s not worth it, but there is a powerful alternative to coverage that provides more for a minimal investment. Pet Assure, the benefits program that thousands and thousands of pet owners have fallen in love with, offers members discounts and savings not only on veterinary care, but also on everything pet needs! Pet Assure is not insurance. It is a membership club that acts as a discount program. Why a discount program? It’s very simple. To save pet owners money by providing what they need and want for their pets! For a low-cost fee that’s sure not to break the budget, members receive an automatic 25% savings every time they visit a participating veterinarian. There is a good sized network of providers to choose from, which is constantly updated and growing.
A significant difference between Pet Assure and pet insurance is the benefit of savings with a national network of participating retailers and providers. Pet Assure members receive discounts on everything from food, medication, health maintenance products, supplies, training, grooming, lodging and more. Additionally, the program offers a lost pet recovery service for enrolled pets known as PALS. Insurance companies do not offer such benefits to their policyholders.
With Pet Assure, there are never any conditions or stipulations. No forms to submit, no waiting for claims to be paid, and no worries! All pets are covered regardless of type, including rodents and reptiles. Past, present or future health conditions do not influence enrollment. Family plans are available for multiple pets in a household and there are no claims to worry about. Discounts are applied immediately, savings are instantly realized and there is no going back. This is the kind of pet care program that provides immediate gratification and peace of mind.
Being aware of what’s available and gaining valuable knowledge in determining which options are best for your pets gives you a head start in choosing the most beneficial coverage. There are alternatives to insurance. Ask yourself, what coverage really gives you peace of mind?